How is Chip different from Uber Eats and DoorDash?

Incumbents take 15–30% from kitchens and stack fees on diners. Chip takes 3% of the food — on par with a card swipe. The kitchen keeps the plate. Drivers keep the tip and the run.

Chip takes a 3% match on the food — the same scale as Visa or Mastercard. That is the only protocol take. You get 1% back after dinner when the cell can pay.

Where does Chip deliver?

Chip is opening New York first. Same math in every city after.

Chip

How it works

Four jobs. Three percent.

Chip matches diners, kitchens, and drivers. The kitchen keeps the plate. The driver keeps the tip. Chip takes 3% of the food — on par with Visa, not with a 30% marketplace — and splits that so the neighborhood keeps the rest.

Who does what

NYC prelaunch: these are demo workspaces. Ordering, runs and payouts aren’t live. One role at a time.

A drop around the block

1
Order
Diner taps a plate.
2
Cook
Kitchen keeps 100%.
3
Ride
Driver keeps tip + run.
4
Arrive
1% back to diner.

The 3% pie

On a $40 plate, Chip’s match is $1.20 — about a card swipe. Kitchen still keeps the full $40. Driver still keeps tip + run. The $1.20 is the only protocol take.

3%match

Kitchen · the plate100% of food$40 stays with the kitchen. Never cut.
Driver · the run100% of delivery$3.99 + $1.75/mi kitchen to door. 100% to the person who moved. Chip takes none of it.
Scouts · 1% residual1%Verified kitchen and driver scouts share this allocation. Unclaimed shares go to the cell pot.
Chip · 1% to run it1%Company share of the swipe. Not a 30% cut of the pass.
Diner credit1%1% back after delivery, when the neighborhood can pay. Spend on the next order.

Attribution must be verified before scout rewards attach. Diners get credit under program rules. The case is in the manifesto.

If a city ran on Chip

New York metro food delivery is on the order of tens of billions in gross merchandise value a year. Under incumbents, kitchens lose ~15–30% commission and diners pay stacked fees. Under Chip’s 3% match:

On $10B GMV

$300M

Total protocol match (3%)

To scouts

$100M

Shared scout allocation, not guaranteed income

Kitchen keeps

$10B

100% of food revenue

Drivers keep tips and the run in full. Unclaimed scout share stays in the neighborhood — used for $0 first-block delivery and diner credit — not platform rent. How we open New York.

Pay with

Card, stablecoin, or neighborhood credit at checkout. Rails are line-items, not mystery fees.

CardVisa / Mastercard
USDCDollar stablecoin
USDGDollar stablecoin
CreditNext-order credit

Start in the neighborhood

Explore simulated workspaces. No real orders or payouts.

Why we're different